Terms of Service
Welcome to The Citizens Report. By accessing or using thecitizensreport.com (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.
1. About the Site
The Citizens Report is an independent online publication providing articles on personal finance, consumer, and household topics. All content is provided for general informational and educational purposes only.
2. No Professional Advice
Nothing on the Site constitutes financial, legal, tax, or other professional advice. Content reflects general information and the opinions of its authors. You should consult a qualified professional before making decisions that affect your finances or legal situation.
3. Intellectual Property
All content on the Site, including text, layout, and graphics, is owned by or licensed to The Citizens Report and is protected by applicable intellectual property laws. You may read and share links to our content; you may not republish, scrape, or reproduce substantial portions of it without written permission.
4. Acceptable Use
- Do not use the Site for any unlawful purpose
- Do not attempt to interfere with the Site's operation or security
- Do not use automated systems to scrape or bulk-download content
5. Third-Party Links
The Site may link to third-party websites. These links are provided for convenience only. We do not control and are not responsible for the content, policies, or practices of third-party sites.
6. Disclaimer of Warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. While we strive for accuracy, information may become outdated or contain errors.
7. Limitation of Liability
To the fullest extent permitted by law, The Citizens Report and its operators shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of the Site or reliance on its content.
8. Changes to the Site and Terms
We may modify, suspend, or discontinue any part of the Site at any time. We may also revise these Terms; the "Last updated" date above reflects the most recent version. Continued use of the Site after changes constitutes acceptance of the revised Terms.
9. Governing Law
These Terms are governed by the laws of the United States and the state in which the Site's operator is established, without regard to conflict-of-law principles.
10. Contact
Questions about these Terms can be sent to: contact@thecitizensreport.com